If you ever have to file a claim for the loss of content in your home, you will be very grateful that you have taken the time to make and store a home inventory. At The Mitchell Agency LLC in Alabama, we are here to support our customers from the first day. As independent insurance agents, we work for our customers, not the insurance companies, and we make sure we do what is best for you.
Making and storing a home inventory
Grab your pen, pad, camera, or phone, and decide which room you would like to start your inventory in. Start writing down everything that you see in as much detail as you can. You should include the brand, model, and serial number if that makes sense to what you are adding. For example, don’t just say one chair. Say one La-Z-Boy, recliner, blue with wings. Not just a Chromebook, say an Acer Chromebook 314. The more details, the better.
Open every drawer, every closet, every cupboard, and every dresser. Include the number of items, for example in the linen closet, 12 Cannon towels, 2 sets of Queen-sized Ralph Lauren sheets, etc. This takes more time, but it is worth the effort. Go through the house room by room and don’t forget the basement and the attic. Take pictures of every room from several angles paying attention to include the most expensive items. Attach any invoices or appraisals you have for any of the items.
When the inventory is complete, you need to decide where to store it. It needs to be a safe place where it will survive if your home is destroyed. Having it in a safe deposit box away from your home is a good idea and have a copy on the cloud for ways access.
Consult With Us
Contact The Mitchell Agency LLC in Alabama for all your home insurance needs.