Getting out on the water with family and friends for a day of fishing or soaking up the sun is a favorite activity for many Alabama residents. Unfortunately, these outings do not always end without incident.
Every year, there are over 5,000 boating and watercraft accidents, and damages from these accidents total an average of $62.5 million. Like any other vehicle, you might consider getting an insurance policy on your boat or watercraft in Alabama.
The short answer is no. The state of Alabama does not require boating insurance. However, several marinas require you to have boating insurance to dock your boat there. Also, if you have financed your boat, the finance company will require you to get an insurance policy. So, while the state does not require it, there are instances where you may need it.
Boating accidents happen all the time. Even though the state of Alabama doesn’t require insurance, that doesn’t mean you aren’t responsible for damages incurred in a boating accident. If you do not have insurance on your boat or other watercraft, you will have to pay those damages out of pocket, which can be costly.
Boating insurance in Alabama can cover a variety of watercraft, such as kayaks, canoes, sailboats, Jet Skis, yachts, and more. When searching for a boating insurance policy in Alabama, you will want an experienced and knowledgeable insurance agent to help you find the policy that best fits your needs. Boating insurance can be complicated and include several policy options, but it can be affordable and fit your budget. The Mitchell Agency LLC in Montgomery, AL, has the knowledge and expertise to customize a boating insurance policy that works for you. Stop in or give us a call today to explore your options.
Crystal Wilson was excellent to work with for my insurance needs! She took the time to figure out my needs and helped me get over twice the coverage for less than I was paying through another company I found through an online quote! I recommend her for all your insurance needs!
- Anthony T.
Initially they earned my business when I bid it out and they have certainly earned it since that time. They have responded very well to a tree falling on my porch and later replaced my roof on my home. Excellent to work with, friendly and very knowledgeable. I’d recommend The Mitchell Agency to anyone.....
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Hillary Jimenez was fantastic to work with! She was very responsive to any requests or questions I had and made the process move along quickly and smoothly. I would recommend Hillary and The Mitchell Agency to anyone looking for a new insurance policy or insurance information.
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I am honored to give Tiffany alnd The Mitchell Agency, a 5 Star Review! I am retired and needed insurance that I could both afford and trust with my home and car. Throughout the process Tiffany listened and understood my situation and my needs. I am extremely happy with my coverage and the price, and I am happy to recommend her.
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We recently bought a house and needed a fresh start. We switched from one of the major Insurance agencies and are so glad we did! We no longer feel like just another fish in the big pond. At the Mitchell Agency, you are treated like family! Paul Adams was great and helped get us set up with the best insurance plans for our needs. He is always quick to respond with informative answers when we have questions or need any information. I highly recommend The Mitchell Agency agency for all your insurance needs!
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