Some people may not know that sometimes insurance policies aren’t enough to cover all expenses involved in an insurance claim. Often, the cost of the claim is higher than the terms of the policy, and you must pay the rest out of pocket. Umbrella insurance exists to help protect you during these situations.
Umbrella insurance provides extra coverage beyond the limits of current insurance policies. Umbrella insurance does not cover personal injury or property damage. It can cover the following:
This includes car accidents in which someone other than you is seriously injured, and you are at fault. It also includes injury to others by your dog or if a guest is injured in your home by falling or other accidental means. These bodily injury situations can be costly, but umbrella insurance can help alleviate costs not covered by your regular home or auto insurance.
This is needed when someone else’s property is damaged by you or your vehicle. For example, if you run off the road and hit someone’s home, umbrella insurance can help cover the costs not covered by your current insurance policy.
Umbrella insurance can also help rental owners protect themselves if one of their tenant’s animals hurts someone or if someone is accidentally injured on the rental property. It can also help in some situations where you are being sued.
Umbrella insurance can be a real lifesaver. The professional staff at The Mitchell Agency LLC in Montgomery, AL can help you find a great umbrella insurance policy to supplement your current insurance policies. We can listen to your concerns and suggest the best coverage option to protect you. Please give us a call or stop by The Mitchell Agency LLC in Montgomery, AL to discuss options and get a quote today.
Crystal Wilson was excellent to work with for my insurance needs! She took the time to figure out my needs and helped me get over twice the coverage for less than I was paying through another company I found through an online quote! I recommend her for all your insurance needs!
- Anthony T.
Initially they earned my business when I bid it out and they have certainly earned it since that time. They have responded very well to a tree falling on my porch and later replaced my roof on my home. Excellent to work with, friendly and very knowledgeable. I’d recommend The Mitchell Agency to anyone.....
- Richard T.
Hillary Jimenez was fantastic to work with! She was very responsive to any requests or questions I had and made the process move along quickly and smoothly. I would recommend Hillary and The Mitchell Agency to anyone looking for a new insurance policy or insurance information.
- Nathan H.
I am honored to give Tiffany alnd The Mitchell Agency, a 5 Star Review! I am retired and needed insurance that I could both afford and trust with my home and car. Throughout the process Tiffany listened and understood my situation and my needs. I am extremely happy with my coverage and the price, and I am happy to recommend her.
- Lucy L.
We recently bought a house and needed a fresh start. We switched from one of the major Insurance agencies and are so glad we did! We no longer feel like just another fish in the big pond. At the Mitchell Agency, you are treated like family! Paul Adams was great and helped get us set up with the best insurance plans for our needs. He is always quick to respond with informative answers when we have questions or need any information. I highly recommend The Mitchell Agency agency for all your insurance needs!
- Sara F.