Motorcycle Insurance in Alabama

Montgomery, AL gets downright chilly in the winter. The Mitchell Agency LLC has motorcycle insurance solutions. Alabama motorcyclists enjoy some of the best cruises in the country, from the Natchez Trace Parkway to the Alabama Dragon along Route 25. With our mild weather, you can enjoy motorcycle cruises year-round. The Mitchell Agency LLC is here to ensure our Alabama motorcyclists can enjoy their cruise without worrying about the what-if. Our Alabama motorcycle policies have you covered.

What Motorcycle Insurance Does Alabama Require?

Alabama requires that bikers carry the same insurance coverages that autos have. That means a minimum of

50,000 for bodily injury protection
100,000 for property damage
25,000 for personal injury protection

What Are the Consequences for Uninsured Motorcycle Driving in Alabama?

Being caught without insurance is a misdemeanor that carries the following penalties in Alabama:

First Offense

Fine: $500.
Jail: Up to 3 months.
Registration: Suspended 45 days.
Reinstatement: $200 fee and SR-22* for one year after.
The motorcycle is impounded.

Subsequent Offenses

Fine: Up to $1000 or up to $3000 if a class B misdemeanor.
Jail: Up to 6 months.
License: Suspended for six months.
Registration: Suspended for four months.
Reinstatement: $400 fee and SR-22* for three years after.
The motorcycle is impounded.

*SR-22 is a form you'd have your insurer file demonstrating sufficient coverage. This can result in higher premiums from your insurer.

Full Coverage Motorcycle Insurance in Alabama

Beyond the state-required, you may consider adding:

Medical payments coverage
Uninsured/underinsured coverage
Comprehensive
Roadside

Motorcycle Insurance Premiums

Motorcycles carry more risk than cars, and premiums can reflect that. We can help you locate discounts that may come from:

Bundling coverages.
Motorcycle Club memberships, including American Motorcyclist Association, Harley Davidson Owners Groups, and others

Get motorcycle coverage that works for you in Montgomery, AL. The Mitchell Agency LLC's friendly staff is ready to help you get the motorcycle insurance that meets your needs. Call or stop by today.

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Our Services

Servicing States

Alabama
Georgia

Testimonials

Crystal Wilson was excellent to work with for my insurance needs! She took the time to figure out my needs and helped me get over twice the coverage for less than I was paying through another company I found through an online quote! I recommend her for all your insurance needs!

- Anthony T.

Initially they earned my business when I bid it out and they have certainly earned it since that time. They have responded very well to a tree falling on my porch and later replaced my roof on my home. Excellent to work with, friendly and very knowledgeable. I’d recommend The Mitchell Agency to anyone.....

- Richard T.

Hillary Jimenez was fantastic to work with! She was very responsive to any requests or questions I had and made the process move along quickly and smoothly. I would recommend Hillary and The Mitchell Agency to anyone looking for a new insurance policy or insurance information.

- Nathan H.

I am honored to give Tiffany alnd The Mitchell Agency, a 5 Star Review! I am retired and needed insurance that I could both afford and trust with my home and car. Throughout the process Tiffany listened and understood my situation and my needs. I am extremely happy with my coverage and the price, and I am happy to recommend her.

- Lucy L.

We recently bought a house and needed a fresh start. We switched from one of the major Insurance agencies and are so glad we did! We no longer feel like just another fish in the big pond. At the Mitchell Agency, you are treated like family! Paul Adams was great and helped get us set up with the best insurance plans for our needs. He is always quick to respond with informative answers when we have questions or need any information. I highly recommend The Mitchell Agency agency for all your insurance needs!

- Sara F.

The Mitchell Agency LLC