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The Mitchell Agency LLC

4170 Carmichael CT., Ste. A
Montgomery, AL 36106

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Alabama Autoowners with auto insurance coverage

Auto Insurance in Alabama

The Mitchell Agency LLC in Montgomery, AL is an independent insurance agency that takes the stress out of buying auto insurance. We do the work for you by looking for the right policy at the best price so that you can be confident that you have reliable coverage.

Required coverage in Alabama

In Alabama, you are required to have liability coverage. This protects other drivers and their vehicles from you in the event you have an accident that you are responsible for. The mandated coverage is 25/50/25. This means you must cover $25,000 in injuries to one person in an accident and $50,000 for two or more. The second $25,000 is for damage to property. This is the minimum required but not necessarily the amount that is right for you.

The basic overage will not be enough if you have an auto loan or a lease. You will also need to protect the vehicle which collision and comprehensive coverage.

Optional coverage

  • Collision coverage is what you would expect. It covers your vehicle if you are in a collision where you are the responsible party. It will pay to repair or replace your vehicle after you pay the deductible you chose for your policy.
  • Comprehensive coverage protects your vehicle from all the other things that can damage it. Things like theft, vandalism, and large animals. It also covers damage from wind, snow, hail, and flooding. It also covers glass, but you need total glass coverage to replace your windshield without a deductible.
  • Gap coverage is important coverage if you have a new vehicle. It will ensure you are not underwater with what you owe on your vehicle loan.

Contact The Mitchell Agency LLC in Montgomery, AL when you need information about auto insurance. Get a free quote on our website or give our office a call.

Servicing States

  • Alabama
  • Georgia


Partner Carriers

  • Allstate
  • Centauri
  • Encompass
  • Guard
  • Heritage
  • Liberty Mutual
  • Nationwide
  • Orion180
  • Progressive
  • Safeco
  • State Auto
  • The Hartford
  • Travelers